Enforcement Officers and Bailiffs' Professional Indemnity insurance

Enforcement officers and Bailiffs professional indemnity insurance

For many professionals, the prospect of a complaint or allegation of negligence is one of the most stressful situations they can face and can be quite daunting. Having professional indemnity protection in place often eases this anxiety, while providing reassurance to clients.

Through our team of experienced advisers, our policies provide cover and advice for allegations of professional negligence. Awards will include costs and expenses incurred to help alleviate the personal and financial stress of dealing with a claim, or serious allegations of neglect.

Key features of our Enforcement Officers and Bailiffs PI cover

  • Wrongful entry
  • Bodily injury
  • Wrongful eviction
  • Court-attendance indemnity
  • Libel and slander
  • Breach of confidentiality
  • Infringement of copyright
  • Fines associated with breaches of the Data Protection Act
  • Dishonesty
  • Indemnity to employees and sub-contractors
  • Property damage
  • Up to £5m limit of indemnity
  • Loyalty bonus for renewal
  • Any One Claim limits
  • Predecessors in business
  • Loss of documents cover, up to £100,000

Policy Excess

  • From £500, depending on the policy and level of indemnity agreed

Significant or unusual exclusions and limitations

  • You will normally have to pay an initial contribution towards each claim (the excess). These excesses may vary by your choice of cover or our underwriters’ assessment of your business. Your schedule of insurance and the policy terms and conditions will detail the specific excesses applicable to your policy.
  • We can only cover work that you have told us your business conducts, and that we’ve agreed to insure.
  • We will not pay claims prior to the retroactive date (if any) shown on the schedule of insurance.
  • We will not pay claims arising from your Insolvency.
  • We will not pay claims arising from work carried out in the USA and Canada.
  • We will not pay claims arising from any circumstances which could give rise to a claim in the future or shortcomings in your work which you knew about or ought reasonably to have known about before the policy started.

This list is not exhaustive and for further information on the policy, specific to your profession, please see the policy terms and conditions, or speak to a member of our PI team:

Documents

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