• Energy assessors

    Professional indemnity insurance.

Energy Assessors' Professional Indemnity insurance

Energy assessors professional indemnity insurance

For many professionals, the prospect of a complaint or allegation of negligence is one of the most stressful situations they can face and can be quite daunting. Having professional indemnity protection in place often eases this anxiety, while providing reassurance to clients.

Through our team of experienced advisers, our policies provide cover and advice for allegations of professional negligence. Awards will include costs and expenses incurred to help alleviate the personal and financial stress of dealing with a claim, or serious allegations of neglect.

Key features of our energy assessors' PI cover

  • Indemnity that you become legally liable to pay arising from any allegations or claims made against you
  • Negligence: you may fail in a duty of care to your client, perhaps giving incorrect advice or making a mistake in your work
  • Court Attendance Costs: we may pay some or all of your costs
  • Defamation (libel and slander)
  • Loss of professional documents
  • Data Protection Act breach
  • If a complaint about you is referred to an Ombudsman we will cover you for compensation you have to pay
  • If you are a member of any Trade Body or Association you can rest assured that you are buying cover that meets their criteria

Policy excess

  • From £500, depending on the policy and level of indemnity agreed

Significant or unusual exclusions and limitations

  • You will normally have to pay an initial contribution towards each claim (the excess). These excesses may vary by your choice of cover or our underwriters’ assessment of your business. Your schedule of insurance and the policy terms and conditions will detail the specific excesses applicable to your policy.
  • We can only cover work that you have told us your business conducts, and that we’ve agreed to insure.
  • We will not pay claims arising from defective Home Condition Reports.
  • We will not pay claims prior to the retroactive date (if any) shown on the schedule of insurance.
  • We will not pay claims arising from your insolvency.
  • We will not pay claims arising from any circumstances which could give rise to a claim in the future or shortcomings in your work which you knew about or ought reasonably to have known about before the policy started.
  • We will not pay claims arising from work carried out in the USA and Canada.

This list is not exhaustive and for further information on the policy, specific to your profession, please see the policy terms and conditions, or speak to a member of our PI team:

Documents

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